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Bankruptcy Advice & Alternative

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0800 015 7557*

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or 0161 656 7705*

(mobile)

...for a free initial consultation on the range of Debt Solutions available to you.**

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Quick Question

Reduce Monthly Payments

Write Off a Percentage of Unsecured Debts

Potentially Freeze Interest and Reduce Other Charges

One Affordable Monthly Payments

Tenants and Homeowners welcome

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Debt Problem Management


Online since 2001 - Helping 1000's of UK people & families resolve debt issues each year

Bankruptcy, IVA, Debt Management & Trust Deeds specialists...

...working to find the right solution for you.


 

Bankruptcy Advice, Alternative and Solution

 

We know that Bankruptcy is a very difficult process to have to go through – which is why an out of office helpline is provided to support you. However, we also know that going bankrupt may not be your only option.

Going Bankrupt?

If you’re going bankrupt, you may be interested to know that it might not be the only solution available to you - with an IVA or
Debt management plan,  thousands of people avoid Bankruptcy. If you’re yet to consider solutions other than bankruptcy, the benefits of an IVA or a Debt Management Plan or other appropriate debt solutions may provide the perfect solution for you. More than just simply debt consolidation services, they will help you repay your creditors without having to declare bankruptcy.

Bankruptcy Criteria

Whatever solution you decide upon, through the Bankruptcy Support Service you have access to a specialist team of
advisors to provide help and guidance in your time of need.

 

The basic criteria for Bankruptcy are:

• If you have a very low disposable income
• If you cannot afford to make repayments on your debts

To request help and advice on Bankruptcy, going bankrupt or an alternative debt consolidation or management plan, contact now:
0161 656 7705* (mobile) 0800 015 7557* (landline)

...you too could be 24 hours away from a brighter future!

BANKRUPTCY ALTERNATIVES

IVA**

Write off a percentage of unsecured debts?

An IVA is a legal agreement which works as an alternative to bankruptcy.

An example IVA breakdown+...

...which had 61% of debt written off and on average the monthly payments were reduced by £603

Credit card 1

£1,260

Loan 1

£15,000

Loan 2

£8,900

Credit card 2

£5,900

Total Owed

£31,060

With an IVA Plan

60 Monthly contributions of:

£200

Total paid

£12,000

Write Off

£19,060

DEBT MANAGEMENT **

Reduce monthly payments?

• 2 or more creditors
• Over £2000 of debt
• A minimum disposable income of £80
• Proof of income

You may be able to freeze and reduce other charges, consolidate and reduce your repayments.

 

PROTECTED TRUST DEEDS

The Scottish equivalent of an IVA

 

Get confidential help and advice and start getting your life back on track TODAY


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Key Information on Debt Management (DMP)   -   Individual Voluntary Arrangements (IVA)  -  Protected Trust Deeds (PTD)


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+An example projected case: assumes circumstances stay the same, IVA is adhered to and successfully completed

 

*Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Please check with your service provider.

 

**Although the initial consultation is free, there may be fees should you decide to enter into a debt solution. 

 

Entering into a debt management plan can adversely affect your credit rating in the short to medium term.

 

***Testimonials are provided courtesy of our service provider and images are for illustration only.

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