How to Deal With Harassing Creditors


 

What Action to Take With a Threatening or Harassing

 

The Consumer Credit Licensing Bureau (a government department with teeth) deals with consumer credit licensing matters. All company’s that supply credit to consumers (not companies) must have a licence. The licence is the ‘life blood’ of any lender, retailer etc. The bureau will take effective action against those who do not act within the rules: if they are informed. All moneylenders must have a licence.

 

If a creditor is threatening you, you can either write to the licence bureau, or in a bodily harm threat, contact the police. If a creditor knocks on your door every week, or telephones you constantly at work, at night, and you ask them not to: they are harassing you. The creditor must take legal action or write off the debt.

 

Office of Fair Trading

Consumer Credit Licensing Bureau

Craven House

40 Uxbridge Road

Ealing

London W5 2BS

 

Telephone: 020 7211 8608

 

 

 

 


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